Five years ago, my husband and I were similar to 70% of American families who are currently living paycheck to paycheck, knee-deep in debt, devoid of hope, and lacking a financial plan.
Conversely, we knew that there had to be a better alternative or another way to live because living without a financial plan, constantly stressed about money, and fighting all the time about finances was NOT it.
Over the next eighteen months, armed with knowledge we had attained from top financial guru Dave Ramsey along with countless hours of podcast binging, a stint in Financial Peace University, and becoming super serious about changing our financial future, we paid off $49,000 in debt (and our story has become one of the top episodes on the Clever Girls Know Podcast!)
Truth be told, it was through our debt-free journey that I became interested in becoming a money and mindset coach.
I thought to myself, "Why doesn't everyone know about this stuff?"
For me, it wasn't anything they taught in school - either high school or college - and no one in my immediate family was great with personal finance either. Plus, I realized after that much of our money story and identity is tied up in limiting money beliefs we pick up in our formative years (that end up holding us back for as long as we let them!)
But, in the end, we had dramatically altered our financial future, developed a wealthy mindset, and changed our healthier financial habits done it through formulating a plan, being strategic, and of course, lots of hard work.
Since then, I've taken my personal finance education a bit further.
As if it were kismet, almost six months after we became debt free, Ramsey Solutions released their Financial Coach Master Training program.
I enrolled in the initial pilot program and completed my training as a Certified Financial Coach.
Coupled with continuing education, I now help other individuals create hope, get unstuck, and empower themselves in their financial lives, too.
It is my greatest wish to impart not only my experience, but my wisdom onto others, so they can lead healthier financial lives, change their money story and legacy, and truly build a life they love.
If that sounds like something you'd be into, let's chat.
Hey there, I'm Joanne.
Your Money + Mindset Coach, YouTube Content Creator, + Podcaster.
I help mentor and teach people just like you how they can get their personal finances in order by budgeting, paying off debt, saving, as well as how they can develop a healthier money mindset and belief system to transform their financial future.
And I'd love to work with you, too!
When I'm not busy helping people transform their financial futures, it's often you'll find me on my yoga mat, volunteering at my local animal shelter, hosting a women's meetup, hanging out with my two rescue pups, or traveling the globe with my adventurous husband.
Thanks for being here and I can't wait to connect with you more!